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0800 0727 844


We’ve helped lots of people

just like you to find the right debt solution


advice, tailored to your needs

Welcome to Credit & Loan


Debt Help

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Other Solutions


Free debt counselling, debt adjusting and providing of credit information services is available from the Money Advice Service


Struggling with the bills?

Ignoring calls and post?

Dreading the knock at the door?

Just finding it hard to manage?


Well you’re not the only one!


Thousands of people every day need help managing their finances and are finding it so difficult to juggle every day living expenses as well as struggling to make their regular payments to loans, catalogues and credit cards.


At Credit and Loan we understand how hard it is to deal with debt problems and how difficult it can be to know where to go to find the right debt advice.  We can provide honest and confidential debt advice designed to help you to find the best way of dealing with your debts in a way that works for you and your own circumstances.


We have been helping people just like you since 2002.


Take the first step

to tackling debt today






Credit and Loan Management Ltd is a debt advice company, we do NOT offer loans of any kind.


If you have been contacted by a company claiming to be Credit and Loan Management and offering you an unsecured loan, or any other type of loan, please DO NOT transfer any funds – it is a scam. If you have already transferred funds to a company, please contact your bank as a matter of urgency and inform them you have been the victim of an authorised push payment fraud.


If you still require a loan, please ensure you use an authorised lender and check that they have a valid FCA firm reference number and only use the telephone number provided on the FCA website. For further information on authorised lenders please visit You do not usually have to pay any money up front, before you are granted a loan, so be alert.

Credit and Loan Management Limited is authorised and regulated by the Financial Conduct Authority. A company registered in England and Wales.  Registered No.  04514972. Registered Office address:  Kemp House, 152-160 City Road, London, EC1V 2NX.  


If you proceed with a debt management plan we will charge you a monthly fee of £29.38, which will be deducted from your payments.  The remainder of your payment will be distributed to creditors.


If we identify that an Individual Voluntary Arrangement is the correct solution for you, we may receive a referral fee if you decide to proceed.

We will not receive a fee if bankruptcy, a debt relief order or a debt administration order are recommended for your circumstances.

We do not provide advice in relation to solutions for Scottish residents.  However, we can introduce you to a specialist advice company.


Free debt counselling, debt adjusting and providing of credit information services is available from the Money Advice Service.

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